Atlanta has a rich fintech heritage as home to payment giants and innovative startups. We help technology companies embed financial services into their products.
The Embedded Finance Opportunity
Every company can now be a fintech company. Embedded finance allows you to offer payments, accounts, lending, and more within your product—creating revenue and stickiness.
Our Embedded Finance Solutions
Embedded Accounts
Banking within your product:
- Checking accounts: FDIC-insured accounts for users
- Wallets: Stored value and payment capability
- Virtual cards: Instant card issuance
- Physical cards: Branded debit cards
Embedded Payments
Move money seamlessly:
- Payment acceptance: Accept payments within product
- Payouts: Send money to users or vendors
- Transfers: Move money between accounts
- Bill pay: Pay bills from embedded accounts
Embedded Lending
Credit where it's needed:
- BNPL: Buy now, pay later at checkout
- Lines of credit: Revolving credit facilities
- Term loans: Fixed payment financing
- Revenue-based: Flexible business financing
Integration Support
Make it seamless:
- BaaS integration: Connect to financial infrastructure
- UX design: Native-feeling financial features
- Compliance: KYC, disclosures, regulatory
- Operations: Support and dispute handling
Business Impact
Revenue Opportunities
- Interchange revenue
- Interest income
- Fee income
- Lending margin
Strategic Benefits
- Customer stickiness
- Data insights
- Competitive moat
- Platform expansion
Ready to add financial services to your product? Contact ZIRA Software to discuss your embedded finance strategy.