Austin has emerged as a fintech hub, attracting entrepreneurs reimagining financial services. We help neobanks and challenger banks build the technology to compete with—and outpace—traditional banks.
The Neobank Opportunity
Digital-native banks win customers with superior experiences, lower fees, and features traditional banks can't match. Building this requires modern technology and deep fintech expertise.
Our Neobank Solutions
Mobile Banking App
Delightful user experience:
- Onboarding: Frictionless account opening
- Dashboard: Clear account overview and insights
- Transactions: Real-time activity with search and categorization
- Cards: Virtual and physical card management
Core Banking Features
Essential banking services:
- Accounts: Checking, savings, and goal accounts
- Payments: ACH, P2P, bill pay, external transfers
- Direct deposit: Early paycheck access
- ATM access: Network or fee reimbursement
Engagement Features
Drive retention and usage:
- Notifications: Real-time transaction alerts
- Insights: Spending analysis and budgeting
- Rewards: Cashback and loyalty programs
- Referrals: Viral growth mechanics
Operations Platform
Manage your bank:
- Customer support: Integrated help and chat
- Risk management: Fraud monitoring and disputes
- Compliance: KYC, AML, and reporting
- Analytics: Business intelligence and metrics
Infrastructure Integration
Banking Partners
- Sponsor bank connectivity
- BaaS platform integration
- Ledger and core banking
- Regulatory compliance
Financial Services
- Card issuance and processing
- ACH and payment networks
- Account aggregation
- Identity verification
Ready to launch your neobank? Contact ZIRA Software to discuss your digital banking vision.