Dubai is building a cashless future as part of its smart city vision. We help financial institutions and fintechs deliver digital payment experiences for UAE's diverse population.
The UAE Payment Challenge
UAE's population is diverse—Emiratis, expats from across the world, and millions of tourists. Payment apps must work across currencies, languages, and varied use cases.
Our Payment App Solutions
Digital Wallet
Store and spend:
- Multi-currency: AED, USD, and more
- Top-up: Bank transfer, card, cash
- Balance management: Real-time visibility
- Transaction history: Complete records
Payment Methods
Pay everywhere:
- QR payments: Scan to pay at merchants
- P2P transfers: Send to contacts instantly
- Bill payments: Utilities, telecom, government
- Online checkout: E-commerce payments
Card Services
Physical and virtual:
- Card issuance: Prepaid or debit cards
- Card controls: Limits, blocking, alerts
- Virtual cards: For online use
- Tokenisation: Mobile wallet provisioning
Remittance
Send money abroad:
- Corridors: Popular destination countries
- Rates: Competitive FX
- Speed: Instant or scheduled
- Tracking: Transfer status visibility
Security and Compliance
Security
- PCI DSS compliance
- Encryption throughout
- Biometric authentication
- Fraud monitoring
Regulatory
- CBUAE licensing support
- KYC and AML
- Transaction monitoring
- Regulatory reporting
Ready to build your payment app? Contact ZIRA Software to discuss your UAE payment needs.