Dublin has become Europe's fintech hub, home to major tech companies and innovative startups. We help fintech companies build personal finance apps that help users take control of their money.
The Personal Finance App Opportunity
Millions of people struggle with financial management. Apps that make budgeting easy, saving automatic, and insights actionable can build loyal user bases and sustainable businesses.
Our Personal Finance Solutions
Account Aggregation
Complete financial picture:
- Bank accounts: Checking, savings, credit cards
- Investments: Brokerage and retirement accounts
- Loans: Mortgages, student loans, personal loans
- Crypto: Digital asset holdings
Budgeting Tools
Smart spending management:
- Automatic categorisation: ML-powered transaction sorting
- Budget creation: Category and overall budgets
- Spending alerts: Real-time notifications
- Trends: Historical spending analysis
Savings Features
Build wealth automatically:
- Goals: Visual savings goal tracking
- Round-ups: Automatic spare change savings
- Recurring transfers: Scheduled savings automation
- Challenges: Gamified saving programmes
Financial Insights
Actionable intelligence:
- Spending reports: Weekly and monthly summaries
- Bill detection: Recurring payment identification
- Subscription tracking: Find and manage subscriptions
- Anomaly alerts: Unusual spending notifications
Engagement and Growth
User Engagement
- Push notification strategy
- In-app messaging
- Email nurture campaigns
- Gamification elements
Growth Features
- Referral programmes
- Social features
- Milestone celebrations
- Premium upgrades
Ready to build your personal finance app? Contact ZIRA Software to discuss your consumer fintech vision.