London is the world's leading insurance market, home to Lloyd's and global insurers. We help insurers and MGAs modernise their technology to compete in the digital age.
The Insurance Technology Challenge
Insurance runs on legacy systems that limit product innovation, slow distribution, and frustrate customers expecting digital experiences. Modernisation is essential for competitiveness.
Our InsurTech Solutions
Policy Administration
Complete policy lifecycle:
- Product configuration: Flexible product definition
- Quote and bind: Real-time rating and issuance
- Policy servicing: Endorsements, renewals, cancellations
- Billing: Premium collection and accounting
Claims Management
Efficient claims handling:
- FNOL: Digital first notice of loss
- Assessment: Automated and manual assessment workflows
- Settlement: Payment processing and reserving
- Fraud detection: Pattern recognition and alerts
Distribution
Multi-channel reach:
- Broker portals: B2B quote and bind
- Direct digital: Consumer self-service
- Embedded APIs: Third-party distribution
- Aggregator feeds: Comparison site integration
Underwriting
Informed decisions:
- Risk assessment: Data-enriched underwriting
- Workbench: Underwriter workflow tools
- Referrals: Automated routing and queuing
- Analytics: Portfolio and performance insights
Integration and Compliance
Market Connectivity
- Lloyd's market systems
- Reinsurer bordereaux
- Data enrichment providers
- Payment processors
Regulatory
- FCA compliance
- Solvency II reporting
- Lloyd's requirements
- Consumer duty
Ready to modernise your insurance operations? Contact ZIRA Software to discuss your insurtech needs.