Mumbai is the heart of India's financial system, and UPI has transformed how India pays. We help fintechs and banks integrate with India's real-time payment revolution.
The UPI Integration Challenge
UPI's success means every digital business needs it, but integration involves technical complexity, compliance requirements, and operational considerations beyond basic API calls.
Our UPI Integration Solutions
Payment Acceptance
Receive UPI payments:
- Collect requests: Pull payments from customers
- QR codes: Static and dynamic QR
- Intent flows: App-to-app payments
- Web checkout: UPI for e-commerce
Payment Initiation
Send UPI payments:
- Disbursements: Instant fund transfers
- Refunds: Customer refund processing
- Payouts: Merchant and vendor payments
- Bulk payments: High-volume transfers
Recurring Payments
Subscription and EMI:
- UPI Autopay: Mandate registration
- Subscription billing: Recurring collection
- EMI collection: Loan payment automation
- Mandate management: Pause, modify, cancel
Merchant Services
Enable payment acceptance:
- Onboarding: Merchant registration and KYC
- VPA creation: Payment address management
- Settlement: Fund settlement to merchants
- Reporting: Transaction and settlement reports
Operations and Compliance
Reconciliation
- Real-time transaction matching
- Settlement reconciliation
- Exception handling
- Audit reporting
Compliance
- RBI guidelines adherence
- NPCI requirements
- Fraud monitoring
- Dispute management
Ready to integrate UPI payments? Contact ZIRA Software to discuss your UPI integration needs.