Sydney's property market is one of the most active in the world, with lenders competing to serve homebuyers and investors. We help lenders win with digital mortgage experiences.
The Mortgage Technology Challenge
Mortgage origination involves complex workflows, extensive documentation, and regulatory requirements. Manual processes create delays and poor borrower experiences in a competitive market.
Our Mortgage Solutions
Digital Application
Modern borrower experience:
- Online application: Responsive, mobile-friendly
- Document upload: Easy document submission
- Status tracking: Real-time application progress
- Communication: In-app messaging and updates
Automated Underwriting
Faster decisions:
- Credit assessment: Bureau data and scoring
- Serviceability: Income and expense analysis
- Property: Valuation and LVR calculation
- Policy rules: Automated approval and referral
Document Management
Efficient processing:
- Collection: Automated document requests
- Verification: Income, employment, identity
- Storage: Secure document repository
- Compliance: Required disclosure generation
Broker Channel
Support distribution:
- Broker portal: Application submission and tracking
- Commission: Transparency and payment tracking
- Support: Tools and training resources
- Reporting: Performance analytics
Compliance and Integration
Regulatory Compliance
- Responsible lending obligations
- Privacy and consent
- Disclosure requirements
- APRA reporting
System Integration
- Core banking connectivity
- Credit bureau integration
- Valuation services
- Settlement systems
Ready to digitize your mortgage operations? Contact ZIRA Software to discuss your mortgage technology needs.